Machinery Tec Inc. – Equipment Financing Program

Machinery Tec Inc. offers financing options to qualified customers who wish to purchase equipment while
managing their cash flow.

1. Financing Terms

Customers may be eligible for equipment financing with terms of up to 60 months, depending on the
financing program, equipment, loan amount, credit profile, and lender requirements.

Eligible financing programs may include:

• First payment deferred for up to 3 months
• First payment deferred for up to 6 months
• Reduced payments during an initial promotional period

The specific payment structure, interest rate, term, fees, and other financing conditions will be determined
by the financing company.

2. Credit Approval

All financing is subject to credit approval by the financing company.

Machinery Tec Inc. does not guarantee financing approval, a specific interest rate, loan amount, payment
amount, or repayment term.

The financing company may require a credit application, financial information, identification, business
documentation, down payment, or other supporting documentation before approving financing.

3. Financing Company

The financing agreement is between the customer and the financing company. Machinery Tec Inc. is not the
lender and does not determine the customer’s credit terms.

Customers should carefully review all financing documents provided by the financing company before
signing.

4. Deferred or Reduced Payments

A deferred or reduced initial payment does not necessarily mean that interest or other financing
charges are waived during the promotional period.

Depending on the financing agreement, interest may accrue during any deferred or reduced-payment
period. Customers are responsible for reviewing the lender’s agreement to understand when payments
begin and how interest and fees are calculated.

5. Equipment Purchase

Approval of financing does not automatically guarantee availability of a particular machine. Equipment
pricing, availability, shipping, installation, taxes, and other charges will be specified separately in the
customer’s quotation or purchase agreement.

Unless specifically stated in writing, taxes, shipping, installation, training, customs duties, tariffs, and
other related costs are not included in the financing offer.

6. Changes to Financing Programs

Financing programs, promotional periods, interest rates, payment terms, and lender requirements may
change without notice.

The financing terms available to a customer are those offered and approved by the financing company at
the time of application and closing.

7. Customer Responsibility

Customers are responsible for providing accurate and complete information during the financing
application process and for making all payments required under their financing agreement.

Failure to make payments according to the financing agreement may result in late fees, penalties, or other
consequences established by the financing company.

8. No Guarantee

Machinery Tec Inc. makes no guarantee regarding financing approval or the terms offered by any financing
company.

Financing is subject to credit approval. Terms and conditions may vary based on creditworthiness
and lender requirements.

Machinery Tec Inc. reserves the right to modify or discontinue financing promotions at any time.